VISA Credit Cards
We provide choices for our members. We have Nova Classic Visa Cards or Visa Secured Credit Cards for members trying to improve their credit score. Whichever one you need, Nova CU can provide.
Big Banks are always looking for more fee income so watch out for:
- Sudden Rate Increases
- Changes in your Due Dates
- "New" add-on Fees
If this makes you want to pull your hair out, we can help. Look at the table below for our VISA Credit Card interest rates and fees (or lack there-of). Nova CU has always been the clear choice for smart consumers.
Contact an Account Manager today to transfer your current bank credit card balances to a Nova CU VISA Credit Card!
|VISA Classic||VISA Classic (2)||VISA Classic (3)||VISA Classic (4)|
|Annual Percentage Rate (APR)||9.90% APR||10.90% APR||14.90% APR||17.90% APR|
|Grace Period for Purchases||25 Days|
|Method of Computing Balance for Purchases||Average Daily Balance|
|Minimum Finance Charge||None|
|Late Payment Fee||None|
|Balance Transfer Fee||None|
|Over the Limit Fee||None|
The information about the costs of the cards described above is accurate as of September 2019. This information may have changed after that date. To verify any information or get your questions answered please contact the credit union.