Credit Cards

VISA Credit Cards

Access your VISA online

Big Banks are always looking for more fee income so watch out for:

  • Sudden Rate Increases
  • Changes in your Due Dates
  • "New" add-on Fees

If this makes you want to pull your hair out, we can help. Look at the table below for our VISA Credit Card interest rates and fees (or lack there-of). Nova CU has always been the clear choice for smart consumers.

VISA Platinum VISA Classic VISA Classic (2) VISA Classic (3)
Annual Percentage Rate (APR) 9.90% APR 10.90% APR 14.90% APR 17.90% APR
Penalty APR None
Grace Period for Purchases 25 Days
Method of Computing Balance for Purchases Average Daily Balance
Annual Fees None
Minimum Finance Charge None
Late Payment Fee None
Balance Transfer Fee None
Over the Limit Fee None

The information about the costs of the cards described above is accurate as of February 2013. This information may have changed after that date. To verify any information or get your questions answered please contact the credit union.

VISA Scorecard Rewards

Every purchase you make with your Nova CU VISA credit card earns you valuable bonus points you can redeem for brand-name merchandise and exciting travel rewards. Check out gifts and gadgets or exciting travel adventures at For personal travel assistance you may also call 800-842-3006.

Contact an Account Manager today to transfer your current bank credit card balances to a Nova CU VISA Credit Card!