If you thought loans were just for cars and homes, think again. Nova CU offers a selection of loans for any purpose, including personal loans, lines of credit, and more. At Nova CU you find low rates, fast approvals and terrific terms! Apply online today!
The Smart Option Student Loan® by Sallie Mae®
Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans for borrowers attending degree-granting institutions.
The Smart Option Student Loan features and benefits
Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
No origination fee and no prepayment penalty
Rewards and interest rate reductions available
Rates that reward creditworthy borrowers
Applying with a creditworthy cosigner may help you qualify
Use FREE money. Fill out the Free Application for Federal Student Aid (FAFSA) to access need-based grants, and research and apply for scholarships.
Explore federal loans. Some Federal Loans are available regardless of need and offer students and parents low, fixed interest rates and flexible payment options.
Fill any gaps with private student loans.
The USPS Co-Maker Loan from Nova CU is a great loan for active Postal members who need a little extra cash, who are just beginning their credit history, or who are trying to fix any credit problems that they may have had in the past.
The Co-Maker loan is signed by up to 15 active USPS employees who are also members of Nova CU and who are "co-makers" for $1000 each.1 With a maximum amount of $15,000 and a maximum term of 60 months, the co-maker loan is an excellent way to consolidate high interest credit cards or pay-off old school loans. The loan term can vary according to the amount borrowed. Easy bi-weekly payments through payroll allotments offer a hassle-free secure payment plan.
# of co-workers
All co-makers on the loan must be Nova CU members in good standing, active USPS employees, and must meet certain criteria including being both an active USPS employee and Nova CU. All information remains private and confidential.
Nova CU has several options for Payment Protection for your loan.
Credit Disability Should you become disabled due to injury or sickness, Credit Disability will cover your loan payment until you're no longer disabled, your loan is paid, or you reach the maximum benefit on your policy.1
Mechanical Repair Coverage Eliminates financial burden for unexpected auto mechanical breakdowns.
Guaranteed Asset Protection (GAP) A total vehicle loss will not create a financial burden.