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Savings and Club Accounts

THE MONEY MAMMALS® SAVING MONEY IS FUN KIDS CLUB™

KIDS CLUB ACCOUNT – Little Savers. Big Reasons to Celebrate!

Give $5. Get $5!

Open a new youth savings account this November with $5.00 and Nova will match it with another $5.00!*

ENTER THE COLORING CONTEST IN NOVEMBER!

Color. Share. Vote. Chance to Win $100.00**

How to Enter

Download and print your coloring page at home or pick up a copy at any Nova branch.

Parents, guardians, grandparents, or other loved ones can submit a completed coloring page in either of two ways:

  • Drop it off at any Nova Credit Union branch.
  • Email a photo or scan of the completed coloring page to Marketing@novacu.com.

Download Coloring Page Here

Please include:

  • Child's first and last name
  • Child's age
  • Contact phone number

For emailed entries, please photograph only the coloring page—no people in the photo.

Important Dates

NOV 20 | Entries Due & Qualifying Artwork Posted on Facebook
NOV 21–22 | Facebook Voting — Like Your Favorite!
NOV 24 | Grand Prize Winner of $100 will be Announced!***
One winner. Lots of colorful fun!

All qualifying entries will be posted on Nova Credit Union's Facebook page for community voting. The entry with the most likes wins! Personal information submitted with entries will be used for contest administration and will not be shared in Facebook posts.

Enjoy a safe, fun and interactive way to teach kids about money at an early age so they can grow up to be financially responsible adults! Learn more at The Money Mammals powered by The Art of Allowance

Children from birth to 12 years old can have fun visiting one of our branch locations to open their new Money Mammals Kids Club savings account with a $5 opening deposit!

Benefits include:

ADOLESCENT$™ TEEN CLUB ACCOUNT

Available for ages 13–17!

Raise money-smart, money-empowered kids! Check out Adolescent$™, our financial education program curated for tweens and teens.

A BASIC SHARE SAVINGS ACCOUNT

To enjoy the benefits of Nova Credit Union, members must first open a Share Savings Account. This savings account validates your membership in the Credit Union and allows you to vote in annual elections and have access to all of our products and services. All savings/share (deposit) accounts are insured up to $250,000 by the NCUA. Share Account minimum balance is $5.00.

CLUB SAVINGS ACCOUNTS

Save all Year Long — painlessly!

Our new Savings Club Accounts help you save for special events throughout the year. Using Payroll Allotments/Deduction, Electronic Transfers, Auto Transfers or other regular deposits help you painlessly save all year long. The balance is transferred to your checking or savings account on the pay-out date. Now you can save and be prepared ahead of time!

Our Club Accounts help you get ready today for tomorrow's events!

In order to enjoy the benefits of Nova Credit Union, members must first open a Share Savings Account. This savings account validates your membership in the Credit Union and allows you to vote in annual elections and have access to all of our products and services. All savings/share (deposit) accounts are insured up to $250,000 by the NCUA. Share Account minimum balance is $5.00.

Five Savings Club Accounts
AccountPay-out
Tax Time ClubApril 1
Vacation ClubJune 1
Back to School ClubAugust 1
Escrow ClubSeptember 1
Holiday/Christmas ClubNovember 1

Savings Club information:

  • $5 minimum balance required
  • No monthly service charge
  • Withdrawals are prohibited unless you close the account
  • $25 fee will be charged if the account is closed early and dividends lost
  • Closed accounts cannot be re-opened until the next club year begins

Certificate Accounts

With a Nova Credit Union Certificate Account, you set aside funds for a set period of time — between 6 to 36 months — and in return, you receive higher dividends rate than with a traditional share savings account. The longer your certificate term, the more you earn. It's a simple way to boost your savings and prepare for your financial future!

  • Peace of mind with NCUA insurance up to $250,000
  • Only a $500.00 minimum to open 6 month or 12 month Certificates
  • Provides higher dividends earnings than a regular savings account
  • No Monthly Fee
  • Easy Certificate renewals
  • Funds from other financial institutions welcome

Click Here for Certificate Account Rates

*$5.00 matching fund will be deposited 30 days after the date savings account is opened as long as account is in good standing and it is an active account.
**One Coloring Contest award of $100.00 will be awarded to One (1) Nova CU member in good standing who has participated in the coloring contest promotion. ***One (1) coloring contest drawing will be completed on November 24th, 2026. Certain restrictions may apply. Qualified member receiving the award will be contacted no later than November 30th in 2026. By submitting an entry you must agree to allow Nova Credit Union to publish your entry on the credit union's Facebook Page and use in ongoing marketing. Other credit union promotions may not be included with this promotion. Certain restrictions may apply. Limited time offer and promotion may be modified or changed at any time. Winning odds are based on number of entries. Limited to Nova Credit Union members only.