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Are you a First Time Home Buyer? Learn more about our First Time Home Buyer Program.


It's easy to apply for a Nova CU Mortgage! Interested in other options and mortgages? Contact us directly for current terms and rates.

What makes Nova CU mortgages different?

  • NO Points
  • NO Origination Fees
  • NO Application Fees
  • NO Pre-payment Penalties
  • NO PMI

Nova knows Mortgages!

If you're like most Americans, the news these days has left you with many questions about mortgages. What's going on? Whom can you trust? What types of mortgages are "safe"?

Whether you're upgrading or just starting out, Nova knows Mortgages. We can tell you about variable rate mortgages, FHA mortgages, and conventional rate mortgages — and determine with you what loan would work best for your financial goals.

Contact one of our Mortgage Loan Officers today! Call 1.800.865.0445 or local numbers and extensions below:

Jackie Ingram
704.392.3418 ext 231
NMLS ID #1567409

Joseph Jones
704.392.3418 ext 245
NMLS ID #423389

Home Equity

Nova CU understands the value of home equity and wants to share the benefits with you.

Home equity is created in two ways: first, by making monthly payments toward your mortgage and second, through the value of your home as it appreciates. Equity is the difference between the market value of your home and any outstanding mortgage loan balance(s). Through this equity you can qualify for a Home Equity Loan.

  • Great Rates
  • Various terms and amounts
  • Interest you pay on the loan may be tax deductible. Consult your tax adviser.

Whether its debt consolidation, college tuition, a new vehicle, a vacation or a home improvement project, use the equity in your home to finance your needs.