Credit Score Analysis
Need help decoding your credit report? We can assist! Let our Credit Score Analysts evaluate your credit report and partner with you on a clear plan to increase your credit score, lower your monthly payments and save you money! Credit Score Analysis — only for Nova CU Members!
Your Personal Nova CU Credit Score Analyst will explain:
What makes up your credit score
What may hurt your credit score
What you can do to raise your credit score
CSA™ or Credit Score Analysis is offered exclusively through Nova CU. You must be a Nova CU member to get a free CSA™.
Steps to Stellar Credit
Teen members may use Steps to Stellar Credit, an easily followed plan that will enable you to build yourself a positive credit history. By following the step-by-step program, you will be able to sign for a loan — without mom or dad signing with you. You'll also be able to create a positive credit history and an excellent credit score BEFORE you graduate from college!
Save monthly until you reach $500 in your Nova CU savings account
Apply for a Secured $500 loan using your savings account as collateral as soon as you turn 18
Deposit the $500 loan proceeds (cash) in your savings account
Set up automatic monthly payments from your savings account using the $500 cash from the secured loan you just made!
Pay off $500 loan in ONE YEAR
Now you have a history of making loan payments on time, paying off a loan quickly (at very little cost to you), resulting in a positive credit score!
Call or email an Account Manager today to start you on the Steps to Stellar Credit program!