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Other Loans

Personal and Other Loans

We're here when life happens! Nova CU empowers members every day to reach their financial goals and dreams! Loans aren't just for cars and homes—Nova CU offers options for every need. Personal and other loans for holidays, vacations, home improvements, veterinary care, weddings, and more. With low rates, fast approvals, and flexible terms, we make borrowing easy! Apply online, visit a branch, or call us today!

Personal Loan

  • Loan amounts up to $1,400.00
  • Fixed Rate 14% apr* up to 14 months
    • Weekly payments = $28.00 (approximate)
    • Biweekly payments = $55.00 (approximate)
    • Monthly payments = $120.00 (approximate)

Household Emergency Loan

  • Loan amounts $500.00 to $3,000.00
  • No credit check required
  • Direct Deposit required
  • Automatic payments via direct deposit
  • Income and employment verification required
  • Verification of Household Emergency

Small Dollar Loan

  • Loan Amounts $500.00 — $2500.00
  • $500 — monthly payments of $50.
  • $1,000 — monthly payments of $85.
  • $2,500 — monthly payments of $125.

Share Secured Credit Builder Loan

  • Perfect way to build or rebuild credit
  • Loan amount $500.00.
  • No credit check required

How it works — With a Credit Builder Loan, you don't receive the funds upfront. Instead, Nova CU holds them until your final payment is made. Each month a portion of your payment goes toward interest and principal, and your payment history is reported to the major credit bureaus to help you build positive credit. Once the loan is fully repaid, you'll receive your loan proceeds, along with any interest your savings earned, giving you both stronger credit and added savings!

Payment Protection

Nova CU has several options for Payment Protection for your loan. Please speak with an Account Manager regarding the options available.

  • Credit Disability
    Should you become disabled due to injury or sickness, Credit Disability will cover your loan payment until you're no longer disabled, your loan is paid, or you reach the maximum benefit on your policy.
  • Mechanical Repair Coverage
    Eliminates financial burden for unexpected auto mechanical breakdowns.
  • Guaranteed Asset Protection (GAP)
    A total vehicle loss will not create a financial burden.

Let Nova CU help you achieve all your financial goals! We offer lower rates, fast approvals and terrific terms!

*apr = Annual Percentage Rate. To qualify for loans, members must be in good standing. Certain restrictions apply. A Nova Credit Union Representative will reach out to you quickly following completion of your online application. To process your online application, additional information is required, including your most recent pay stub and a completed (and signed) credit application. Your signature on our Loanliner application(s) and any additional disclosures will also be required before the loan is funded.