If you are a first time home buyer, or have not owned a home for the past three years, you may qualify for Nova's First Time Home Buyers Program!

First Time Home Buyer Program

• Eligible for first time home buyers or those who have not owned a home for the past three years¹
• No down payment — qualified homebuyers may finance up to 100% of the appraised value or purchase price whichever is less²
• $450,000.00 maximum loan amount
• Owner-occupied, single family residences (including condos and townhouses)
• Minimum 2 years established credit history with minimum 2 trade lines
• 620 credit score (average) required
• Minimum 2 years of employment/income³

No Fees for Application, Processing, or Documentation!

• No PMI, Points, or Origination fees
• Low Closing Costs — attorney fees, title search, title insurance, taxes, and homeowners insurance

Call 1.800.865.0445 or local numbers and extensions below: