Skip to main content

Rates As Low As 3.99% APR* No Payment For 60 Days**

Save today with Auto Rates as low as 3.99% APR* and NO payment for up to 60 days, PLUS if you "Switch and Ditch" your current auto loan from another financial source to Nova Credit Union, you will be entered into a chance to win $100 if your vehicle loan closes in month of March, 2025!**

Whether you're looking for a new vehicle or to re-finance at a lower rate, we'll help you with quick pre-approval, easy financing, and the best rates and terms to get you into your vehicle today!

Experience Nova's NEW Auto Buying Experience right in the comfort of your home!

See How It Works Here

Ask About Our "Switch and Ditch"

Refinancing is easy at Nova CU! Ask how we may be able to lower your payment, save you money, and improve your credit score!

Still owe on your current vehicle, we can help there too! Not a Nova CU Member? You can be!

Click to Join & Apply Online today.

Monday Morning "Signer's Regret"?

Did you 'get taken' at the dealers and think you are paying too much interest on your car loan? Nova CU can refinance your loan into a better rate and term for you! Call us at 800-865-0445.

Car shopping in the evening or during the weekend? Call 800-865-0445 before you go shopping to get pre-approved — to apply for a loan you may call us anytime including nights, weekends or holidays. Pre-approval QUICK AND EASY!!

Did you know?

We could help lower your monthly auto loan payment that's at another lender — while increasing your credit score and saving you money! And while we are doing that for you, we'll provide you with your own CSA — Credit Score Analysis!

Ask about Nova CU's Credit Builder Auto Loan

You could use your current auto, even if it's paid off, to improve your credit score steadily and sensibly! If you are still paying on your car loan, let Nova CU's Financial Coaches review your loan and see if we can refinance it into a lower payment and interest rate for a Credit Builder Auto Loan.

Experience Enterprise Car Sales and get a great auto loan rate from Nova CU

If you're looking to buy a 1-3 year-old vehicle, Enterprise Car Sales is the great way to buy! Browse their inventory today!

*APR = Annual Percentage. The promotional auto loan rates are as low as 3.99% APR* and is for a limited time period. The promotion expires March 31, 2025. The required minimum auto loan amount to qualify for a promotional rate offer is $10,000. Must meet loan and credit qualifications. Offered rates and terms are subject to credit history and are subject to credit approval. Certain restrictions apply and loan promotion can be changed at any time. Election of no payment for up to 60 days will extend the time it takes to repay your loan. Interest and any charges for optional loan protection products will continue to accrue on the loan and will be repaid from the first scheduled payment. No payment for up to 60 days may reduce the benefits available to you under any optional GAP coverage elected on the loan. Auto loans that are currently financed at Nova Credit Union do not qualify for this promotion. Other promotions may not be included. Only available to Nova Credit Union members in good standing. Certain restrictions may apply. Auto loans booked between March 1, 2025 and March 31, 2025 are eligible for one entry into a drawing for $100.00 if all loan criteria is met. The qualifying winner of $100 will be contacted on or after April 17, 2025 by email or telephone. Winners have up to 15 days to respond.