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Give Yourself A Holiday Break!

Skip your auto loan payment in November OR December in 2026!

Get ready for the holiday early this year by putting some gift money in your pocket! It's time for our annual skip-a-payment offer to skip your November OR December loan payment.

Whether you're buying toys for the kids or hosting a holiday feast, the expenses of the holiday season can be a bit daunting. Imagine how much easier it would be to get into the holiday spirit if you could skip your monthly auto loan payment. We make that possible.

For a low fee of $55*, we'll postpone your November OR December auto loan payment. To take advantage of this offer, simply complete the form and return it to the credit union no later than October 15th to skip November's payment OR no later than November 15th to skip December's payment. Send the form by mail, drop off at your closest drive-thru or drop the completed form in our night deposit at our branches after hours. You may also fax to (336) 292-8366, or just give us a call and we will assist in getting the form to us via an email.

*By signing and returning this skip a pay form, you are requesting Nova Credit Union to advance the due date equal to one month's loan payment and you are authorizing us to add the $55.00 administrative skip a payment fee to your loan amount. I understand that if I have GAP insurance on my loan, if I have made more the 2 skip a pays on the loan, it could cancel out the remaining GAP coverage. If you have already received a deferred payment this year your car loan will not be eligible for the skip offer. A $55 deferral fee per skipped loan payment will be added to the balance of our loan. Interest will accrue on all loans affected by the program, which may cause the maturity date on all loans to be extended. If recent data shows that you have been delinquent on any Nova CU loan, the Credit Union reserves the right to deny your application to Skip-A-Payment. If your request is denied, the Credit Union will contact you. To skip your November payment, offer must be returned no later than October 15th, 2026. To skip your December payment, offer must be returned no later than November 15th, 2026.